Business Ledger

Aug 2025 – Aug 2026 · blended personal + business account
Cashflow

Income vs spending by month

Gross spending (refunds in tooltip) · internal savings transfers excluded · % row = month-over-month change in spending

Net position by month

Income minus spending — green months are “in the green”
Business

Business income vs business costs

Stripe, AdSense & Skool payouts vs subscriptions + ads

Business subscriptions by month

Stacked by service
Subscription roster
Tax time & runway
Where the money goes (personal)

Personal spending by category

Full 12 months, net of refunds

Personal spending by month

Stacked by category, net of refunds · % row = month-over-month change

Who you're actually paying

Top merchants, net of refunds · heat = spend that month · hover any cell for the amount
All transactions
DateDescriptionCategoryAmount